A major benefit of real estate over other asset classes is that it is physical asset with tangible value. Of course, as with any investment, there are risks associated with investments in real estate. These include a potential decline in market value and foreclosure risk. By doing a thorough analysis of local market cycles and valuations, as well as ensuring that a shared equity applicant qualifies under our credit guidelines, we minimize the risk associated with declining property values and possible foreclosure. Please refer to the Offering Circular for full details and risk disclosures.