We're building the world's first platform to buy, sell and trade the equity in single family homes

QuantmRE is building the world’s first real estate platform that has been designed to enable homeowners to sell, and investors to trade, the equity in single family residential homes

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QuantmRE is building the world’s first real estate platform that enables homeowners to sell, and investors to trade, the equity in owner-occupied, single family residential homes

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How QuantmRE is Reinventing Real Estate Investing

Matthew Sullivan, CEO of QuantmRE, interviewed about how QuantmRE is helping homeowners get equity freedom.

QuantmRE Partners with Securrency to Launch a Real Estate-Backed Stable Coin and Real Estate Marketplace

QuantmRE’s patent pending technologies have been designed to make home equity Accessible, Investible and Tradable

Accessible

Homeowners can now access the trapped equity in their homes without taking on more debt.

The Solution

QuantmRE’s Home Equity Contracts enable homeowners to release the ‘dead money’ that is locked up in the equity in their homes without having to take on more debt. For homeowners, that means they can get access to significant amounts of capital with no interest, no monthly payments, and no restrictions on how they spend the money.

Investible

Invest in real estate without the problems of being a landlord

The Solution

QuantmRE’s EQRE fund will enable qualifying investors to make a passive investment in fractionalized equity in single family homes in the US, a previously untapped $15 trillion market

Tradeable

Build, Manage, Model and Trade your own real estate portfolio

The Solution

QuantmRE’s ‘Active Portfolio’ Real Estate Marketplace has been designed to enable independent investors to build, model, manage and trade a personalized portfolio of fractionalized real estate assets with a low minimum investment barrier.

See how QuantmRE works

QuantmRE is built on trust.

Security

QuantmRE employs the same architecture and cyber security standards as PCI-DSS and enterprise-grade financial institutions. This includes penetration testing as well as cyber security policies in accordance with those standards.

QuantmRE has engaged CybrEye, Inc and Cognitio Corp. to provide leading-edge solutions for security and privacy. The cyber security assessments they will carry out on a regular basis go beyond best-in-class commercial to testing expected in the most sensitive areas of government.

Cognitio Corp. supports QuantmRE through its deep experience in cyber security and enterprise cloud architecture with large government and financial institutions, including investment banks, federally backed student lenders, aerospace companies, big data companies, supercomputing manufacturers, credit unions, and government agencies in the intelligence community.

QuantmRE has been designed around a scalable, secure and distributed third generation Blockchain architecture which will deliver military-grade encryption for transactions, cryptographic anonymity for payments and messages and an environment supporting the creation of investment applications with security and privacy at their core.

Technology

The Active Portfolio Real Estate Marketplace Blockchain has been built using Microsoft.Net and Hyperledger. This Distributed Ledger Technology (DLT) layer represents a small subset of the overall data we collect on assets, owners, and investors. .

Due to the maturity of technology currently available to support an asset-backed token, we will be utilizing public and private Blockchains along with off-chain and sidechain technologies. The public Blockchain will allow us to leverage the power of the cryptographic cyber security capabilities, and our private Blockchain will allow us to operate more freely within our internal/trusted environment.

The QuantmRE infrastructure also uses Amazon AWS infrastructure as a service, the most recent Microsoft.Net Framework as its development language, and best practice project management tools.

You’ve got questions. We’ve got answers.

How is a Home Price Movement agreement different from a home loan?

A home price movement agreement allows us to share in the future potential increase in the value of your home in exchange for releasing some of the value that is locked up in the equity in your home today. There is no loan, interest charges or monthly payments associated with this arrangement. QuantmRE becomes a ‘silent partner’ with the owner of the property, and shares in both the appreciation or potential depreciation in the value of the property over time.

How does a Home Price Movement agreement affect me as a homeowner?

A Home Price Movement agreement is a good way to get immediate value out of your home’s existing equity without the need to take on new debt (i.e., a 2nd loan, HELOC, or reverse mortgage). It also displaces some of the risk of depreciation in the event property values decline during a certain period of time. In return, you agree to share with QuantmRE an agreed percentage of the appreciation or depreciation in the value of the property over time. This means that if the property appreciates in value over time, you’ll realize less of that appreciation in value when you sell, as a portion of it will be paid to us.

Are Home Price Movement agreements a new concept for owner occupied housing?

Home Price Movement agreements as a way of financing personal housing have been around informally for a long time. The sort of traditional approach in doing this has been for family members of the home buyer, or private or government institutions trying to support homeownership in high cost living areas, to share equity with the primary homeowner occupant. QuantmRE is formalizing what had been an informal arrangement by bringing to market a standardized, legal and market framework for home price movement financing through our Home Price Movement agreements. Our business approach includes the ability for investors to trade their interests without impacting the home owner. Our agreements are also available to non-owner occupied single family homes that are held as investment properties.

How is a Home Price Movement agreement different from a reverse mortgage?

A QuantmRE Home Price Movement agreement is not a loan or a reverse mortgage. As a homeowner, you do not bear the typically high costs associated with a reverse mortgage, nor do you have to be 62 years or older (our home price movement contracts are available to all qualified property owners regardless of age). QuantmRE pays you in US$ for the rights to the potential appreciation of an agreed percentage of the value of your home, and records a lien on the property as evidence of the transaction. However, since there is no new loan on the property, there is no accruing interest building up. Instead, QuantmRE is now a partner, in effect, with the homeowner, participating in either the upside appreciation of the property, or the downside depreciation according to the terms of the agreement. When the property is eventually sold, QuantmRE will be paid back its original investment plus our agreed share of the appreciation/depreciation in the value of the property.

This sounds too good to be true for the homeowner—is it?

A Home Price Movement agreement could be the right solution for someone who wants to get cash out of their property without taking on additional debt and incurring monthly interest payments. The homeowner can stay in their home for up to thirty years (depending on the contract terms). At the time of sale of the property, the homeowner repays the original investment paid by QuantmRE, plus the agreed share of the gain or loss in the value of the home during the time of the Home Price Movement agreement. It is important to remember, though, that by sharing in the equity in your home, you will likely receive less in the sale of your home than if you did not enter into a home price movement agreement.

How are you going to register the legal ownership of the house?

Homeowners are listed as owner on title. QuantmRE will record with the county recorder’s office a Performance Deed of Trust on your property. This is a lien on the property that protects our interests, but is not a loan, security or swap instrument. Our agreement with the homeowner is simply a consumer contract that memorializes our investment in the property.

Will the property owner need to take on additional debt ?

Since a Home Price Movement agreement is not a loan, there is no additional debt associated with it. The homeowner pays us, upon sale of the property, our original investment plus our agreed percentage of the appreciation or depreciation of the value of the home. As the terms of Home Price Movement agreements can vary, this is a broad definition only.

Does the home have to be owner occupied to qualify?

No- we do not require the home to be owner occupied. Home Price Movement agreements can be a great source of new funding for rental/investment property owners.

Who is responsible for property maintenance, insurance and taxes?

The property owner has responsibility to properly maintain the property, pay all property taxes on time and make sure that the property is properly insured in accordance with the provisions of the Home Price Movement agreement with Quantm RE.

How does a Home Price Movement agreement affect me if I want to remodel my home?

A homeowner may remodel and improve their property as they desire, as long as the planned improvements do not detract from the value of the property, nor entail taking on additional debt that could harm QuantmRE’s interest in the property. All we ask is that the homeowner does an appraisal before and then a follow up appraisal after doing the improvements, in order to measure the increase in value to the property, if any, due to the improvements. This equity value increase will not be part of the equity that QuantmRE later shares in upon sale of the home.

What if I want to repay QuantmRE before I sell my home?

This is fine. The repayment amount will be based on the value of the home at time of the proposed repayment, within certain provisions in our agreement to ensure that QuantmRE does not unnecessarily take a loss on equity in the event that market conditions are not favorable at that time.

How is the value of my property determined?

QuantmRE will have an appraisal by an independent qualified appraiser, to determine the value of the subject property.

Can I take some of the equity out of my home in cash and some in cryptocurrency?

Our objective is that you will be able to be paid in US$ or crypto currency.

How will a Home Price Movement agreement affect my tax situation on my personal residence before a sale?

At the time you receive the payment from QuantmRE, there should be no tax consequence because our transaction is an “open” or “forward” transaction – i.e., the tax consequence will not be known until a future date. This is not tax advice – you should consult your tax advisor for a more exact answer that takes into account your particular situation.

Who decides when to sell my home?

You, as the homeowner, always remain in control of your property and can decide to sell your home anytime you wish. When your Home Price Movement Agreement reaches its agreed term, which may be from 10-30 years after the date of the initial agreement, you will need to either buy out QuantmRE’s interest, or apply for an extension of the agreement.

Are there any restrictions on the types of loans I may take out on my home?

Negative amortization loans (i.e. loans where the full amount of interest due each month is not paid and is added to the loan balance) are not allowed. These types of loans jeopardize the equity interest that QuantmRE holds in your property.

QuantmRE Team

Management Team

Matthew Sullivan

Matthew Sullivan

Founder, Chief Executive Officer

Steve Hotovec

Steve Hotovec

Chief Operating Office, Head of Originations

Mark Rogers

Mark Rogers

Chief Compliance Officer

Robert Barr

Robert Barr

Chief Financial Officer

Jeremiah Jacquet

Jeremiah Jacquet

Chief Technical Officer

Technical and Operations Team

Heath Jackson Thomas

Heath Jackson Thomas

Creative Director

Sheila Burns

Sheila Burns

Director of Strategic Marketing

Bojan Mise

Bojan Mise

Senior Data Scientist

Board of Advisors

David Moss

David Moss

Senior Blockchain Advisor

Tim Sanders

Tim Sanders

Advisor

Dave Sterlitz

Dave Sterlitz

Compliance Counsel

Marty Tate

Marty Tate

Legal Counsel, Advisor

In the Press

Podcast: Blockchain Micro Investment Real Estate with Matthew Sullivan

Podcast: Blockchain Micro Investment Real Estate with Matthew Sullivan

The world of cryptocurrency is hard to crack. We immediately think of Bitcoin and the frenzy around its value. Proving how cryptocurrency is far more beyond that, QuantmRE CEO Matthew Sullivan has found an appreciation of the actual blockchain technology behind it and merged it into blockchain micro investment real estate.

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Podcast: Digitized Real Estate with Matthew Sullivan

Podcast: Digitized Real Estate with Matthew Sullivan

Jason Hartman speaks with Matthew Sullivan, founder & CEO of Quantm Real Estate, about how his company is using blockchain and tokens to help homeowners pull equity out of their homes (whether owner occupied or investments). Matthew uses a few case studies to explain how much money you could extra, what you would owe his company, and how the secondary market works for the equity stake his company receives.

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Crypto ETFs: Taking the Long View

Crypto ETFs: Taking the Long View

Lack of clear regulatory guidelines and the uncertainty it brings has delayed the development of the crypto industry. This is particularly evident when we look at the challenges faced by firms looking to list exchange-traded funds (ETFs) based on the traded price of bitcoin.

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Real Estate Security Token “Factor-805” Released, Brings DAI to Digital Securities

Real Estate Security Token “Factor-805” Released, Brings DAI to Digital Securities

It’s commonly been said that the security token sector will first impact the real estate space. After all, we’ve had security tokens represent real estate assets before. Securitize, for example, has been focused on tokenizing some $1 billion of real estate assets; other companies, like QuantmRE are looking to create their own security tokens tied to fractionalized interest in real estate.

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For digital asset exchanges, regulation will be good for business

For digital asset exchanges, regulation will be good for business

Digital asset exchanges that use blockchain technology are looking at regulation as the next step to market growth. There are a number of exchanges that are developing their technologies to enable traditional assets such as bonds, venture capital, real estate and art to be tokenized and traded in a way that is compliant with local securities regulations.

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Why blockchain will drive the real-estate revolution

Why blockchain will drive the real-estate revolution

Advances in blockchain innovation mean that the real estate sector no longer needs to rely on dusty documents and traditional sales processes, because property titles, insurance, ownership transfer and escrow processes are all moving onto the blockchain.

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STOs: the natural evolution of ICOs

STOs: the natural evolution of ICOs

The tokenization of assets and securities and the creation of regulated trading exchanges built on the Blockchain will have a significant impact on the securities market, delivering a quantum leap in speed, efficiency and cost reduction. Think of it in terms of the impact that the internet and email had on the world of traditional communications.

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Crypto traders have their sights set on intrinsic value

Crypto traders have their sights set on intrinsic value

Cryptocurrencies are set to play a much larger role in the financial services sector partly due to the massive growth in investor interest, but also because new developments in tokenization are offering crypto traders the chance to diversify their holdings and invest in tangible assets.

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Podcast: Matthew Sullivan on Chain of Wealth

Podcast: Matthew Sullivan on Chain of Wealth

In traditional housing, you’ll apply for a home loan from the bank and based on your credit profile and down payment the bank will lend you money. How is crypto disrupting this space? Denis O’Brien & Katie Welsh interview Matthew Sullivan.

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What If the SEC Approves an ETF for Bitcoin?

What If the SEC Approves an ETF for Bitcoin?

The crypto community is chomping at the bit for the SEC to approve an ETF for Bitcoin, and rightly so. For the uninitiated, an ETF (exchange traded fund) is a common investment vehicle, an index fund which tracks various stock market indexes and trades like stocks.

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From the Blog

Why ADUs Might Be an Excellent Investment Option for Homeowners

Why ADUs Might Be an Excellent Investment Option for Homeowners

Thinking about adding on to your home? Whether you’re looking to create a rentable space to attract a tenant, or you’re planning for the care of an aging relative who needs a bit of help, but wants to retain a degree of independence, ADUs might be the best option. Not sure what an ADU might be, why you would want to invest in one, or how any of this works? Let’s break it down for you.

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The Problem With Cryptocurrencies Having No Intrinsic Value

The Problem With Cryptocurrencies Having No Intrinsic Value

One of the reasons that many people are still on the fence when it comes to choosing to use cryptocurrencies is because this type of currency does not have any intrinsic value. The intrinsic value, sometimes called the inherent value or the true value, is the perceived value of something including the tangible and the intangible factors.

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Why Stablecoins Are Critical for the Mass Market Adoption of Cryptos

Why Stablecoins Are Critical for the Mass Market Adoption of Cryptos

Cryptocurrency has been around for less than a decade at this point, and while there are a quite a few people who have invested in these digital currencies, it is still not a mainstream form of investment. Stablecoins could help change that, offering a huge benefit to those who are looking to make investments and stable trades in cryptocurrencies.

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Will the Future Stock Market Be Tokenized?

Will the Future Stock Market Be Tokenized?

The world is still waiting for cryptocurrencies to become more mainstream than they already are. One of the ways that this is likely to happen is through asset based tokens. If and when this occurs, it is going to influence the stock market and other areas of finance in a massive way.

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What is a Stablecoin?

What is a Stablecoin?

Have you heard of the term stablecoin? They have gained in popularity over the course of the last year or so, but there are still many who are not entirely sure what these coins are or why they are important. Here’s what you need to know.

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There’s No Such Thing as Good Debt

There’s No Such Thing as Good Debt

Don’t fall into the trap of thinking a mortgage or student loans are “good debt”. The truth of the matter is that there is no such thing as good debt, no matter what anyone tells you. Those who use the term and believe in it are either mistaken or trying to find ways that they can justify the amount that they have spent.

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QuantmRE Moves Towards Full Compliance

QuantmRE Moves Towards Full Compliance

Matthew Sullivan, CEO and Founder of QuantmRE, the world’s first Blockchain-based real estate network which offers fractional interests in single-family residential homes, has put strict governance at the heart of his business. He believes that best-in-class compliance should be at the top of every token issuer’s agenda.

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The Future of Security Tokens

The Future of Security Tokens

Security tokens are likely going to have a very bright future. Those who are considering making investments, whether they are large investors such as an institutional investor or they are a single traditional investor, will find the idea of these tokens very intriguing.

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Real Estate Moving to the Blockchain

Real Estate Moving to the Blockchain

The blockchain makes buying real estate easier, faster and safer – executing and recording contracts, deeds, escrow, and other financial transactions within the distributed, secure blockchain environment.

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How Blockchain Can Democratize Real Estate Investing

How Blockchain Can Democratize Real Estate Investing

It is not easy for everyone to make investments in real estate. In some cases, the inability to buy real estate might be due to finances. Even those who have the money to make an investment may not be able to invest for one reason or another depending on where they live. If someone hopes

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Blockchain Technology: Understanding How It Works

Blockchain Technology: Understanding How It Works

Unless you’ve been living under that proverbial rock, you’ve at least heard about blockchain technology. It’s the tech that underpins cryptocurrencies like bitcoin and ether. However, there’s a lot more to understand about this technology, how it works, and the benefits that it has to offer.

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