A Home Equity Contract could be the right solution for someone who wants to get cash out of their property without taking on additional debt and incurring monthly interest payments. The homeowner can stay in their home for up to thirty years (depending on the contract terms). At the time of sale of the property, the homeowner repays the original investment paid by QuantmRE, plus the agreed share of the gain or loss in the value of the home during the time of the Home Equity Contract. It is important to remember, though, that by sharing in the equity in your home, you will likely receive less in the sale of your home than if you did not enter into a Home Equity Contract.